California Victim of Financial Elder Abuse Says Bank Did Not Question Withdrawals

A recent victim of financial elder abuse claims that Bank of America did not question transactions when she withdrew money. The senior citizen victim was allegedly scammed out of approximately $35,000. Police are searching for a black woman in her 40’s who disappeared with the money. California financial elder abuse attorneys warn seniors to be wary when people they do not know well as them to withdraw money from their accounts.

According to authorities in this case, the suspect told the senior citizen victim that the president of Bank of America had contacted her and told her that he need the victim to pull money out of the bank. The suspect promised the victim $572,000 in return for doing so. The victim then withdrew $12,000 from a Bank of America in Redlands, California, and another $23,000 from another Bank of America branch in San Bernadino, California. California financial elder abuse attorneys warn seniors that bank officials will not ask them to withdraw money from their accounts.

Bank of America officials say that there are security efforts in place to protect senior citizen customers from financial elder abuse. Bank of America has stated that bankers and tellers receive extensive training to identify banking transactions that are out of the ordinary. Bank of America officials also stated that they follow applicable state laws which may include contacting Adult Protective Services or local law enforcement. California financial elder abuse attorneys remind the public to be vigilant regarding financial elder abuse.

In this case, the suspect befriended the stranger in a grocery store parking lot. After the money was removed from the accounts, the suspect told the victim that the bank president wanted them to put the money in the victim’s trunk and return to the other Bank of America branch to fill out paperwork. The suspect then went to use the bathroom and disappeared with the money.

Evans Law Firm, Inc. handles elder abuse, financial elder abuse, physical elder abuse, annuity fraud, consumer fraud class actions, insurance and banking fraud cases. If you think that you have witnessed or are the victim of elder abuse, or financial fraud then contact Evans Law Firm, Inc. at 415-441-8669 for a free and confidential consultation, or email us at

No Fault Auto Insurance Policy Is Available Through Waterford Insurance Corporation

A pit bull insurance law has been proposed in Tennessee. On March 16, WBIR reported that a State House committee will discuss the proposed bill that have pit bull owners paying for liability insurance. Since these particular pets have pretty bad reputations, this bill makes believe. However, pit bull owners know better and think this bill is pretty ridiculous.

Dont get hold of sports car for your teenager. Even though you didnt have one growing up, it is the reason why you obtain one with your teenager. Have the teenager a safe car to operate with one of the most safety equipment.

Mileage is also important so be aware of of this by evaluating your instruments panel. May not precisely how to choose old automobile is but insurance companies also assess the wear and tear your vehicle has undergone too.

If you enter any incorrect information that the insurance company uses to calculate your quote you could be liable for any damages. Quite simply they can deny the claim if ever the information had not been one-hundred percent accurate.

The slump is said to be part in the motive in this scam developing. It has enforced visitors turn into corruption, con gets committed & the premiums increase. Unluckily, the good one suffers.

No fault auto insurance doesn’t really mean no fault insurance you the insured individual. Oh, sure, the parties a good accident have their claims covered no matter who was at faults. But there are repercussions, which stem completely from a resolution of who was at error. First, if car insurance companies (yours along with the other driver’s) decide an individual were at fault, may have to the deductible on your policy via pocket. Second, you will see your premiums rise next time your automobile is restored.

They will ask a few basic questions and anyone quotes completely free. Unfortunately, since he’s not with Banana Republic you’re only going to get a 50% savings, and you are paying bucks.20 more for your bananas. The website provides several competitive quotes for various types of personal and business insurance, and is a paramount weapon all of the arsenal of negotiating for optimum prices website hosting or business insurance. A contact form to fill out, so do not disclose information that should be kept n individual.

Its easy to find to be able to insure your motor vehicle affordably by means of the Internet to research various options or procedure . added to ones parent’s rules. Remember, its important to obtain enough coverage, so that accidents in order to be fully covered and by using a minimal amount of frustration for both sides.

Voip Total Phone Solutions For Small Business

If you are like most businesses, the answer lies somewhere between ambivalence and total disdain.

All small business owners know the importance of low cost overhead. Working smart with your money has never been more important than it is in today’s economy. A very efficient way for small businesses to save huge dollars is by subscribing to a small voip phone system, also referred to as voice over internet protocol services. It is a method for making telephone calls by using the Internet. The technology became available around 1990 but with the recent advancements it has become a strong replacement for the traditional land line service.

One of the reasons that Internet VoIP is so popular is because it is very inexpensive as well as dependable. All of the equipment such as bluetooth voip headset, voip phone adapter, and headaches are hosted by the provider so all the business needs to worry about is the Internet connection and a telephone. In some cases you’ll be able to use the same telephones that you used for your land-line while others a special Voip broadband phone will be the best solution. The call quality is so good that rarely would anyone know that you were not using a land line. The provider keeps all the updates and relative maintenance up to date so having equipment or a service that becomes obsolete is not a concern.

The cost of Internet VoIP is so inexpensive because the calls are able to transmit over the Internet in place of a local telephone company’s system. By bypassing the local telephone company there is no fees that have to be paid to them. The process of dialing out and receiving calls is the same. You will need a high speed Internet connection and small voip phone system that is on at all times with a bandwidth large enough for the transmissions to always be clear.

To get started with Internet VoIP you’ll need to choose a voice over internet protocol providers and subscribe to the voip phone plans that best fits your business needs. With all the Internet VoIP options and providers now in the market place, it can be confusing for businesses to know what they need and the best provider for them.

AVAD Technologies, specialists is small business Hosted VoIP, has launched aggressive new pricing on its Hosted VoIP Phone Service. If you are thinking about switching your business to VoIP or just have some questions, please feel free to call (800) 733-4136

Click for Business voip telephone and Hosted pbx providers

Auto insurance saving tips for individuals read before you select an insurance policy

Every single person with a minimal income owns a car nowadays. Car was a luxury commodity in earlier times – very few people were able to buy it. Today it has become an essential commodity with almost every one purchasing a car for their comfort and needs. Different car manufacturing companies are offering various installments schemes for customers. With the help of an easy installment plan, anyone can purchase a new car now. It is always best to invest in a car insurance policy when you have a car of your own. There are different plans and policies for you to choose from. A car insurance policy will help the car owner to protect his or her losses. In case of accidents, auto thefts, or other related car problems – the insurance policy gives the insured person a much needed financial support.

In the market there are several insurance companies present today. Each and every company is fighting among themselves to be the best and number one company. In order to gain more and more number of customers, every company is trying to provide the best car insurance policy to their customers. If you are interested in a car insurance policy, then ask for insurance quotes from different companies. Fill up the form with your basic information and ask for an insurance quote.

You can ask for insurance quotes from more than one company. Compare these quotes yourself or with the help of online websites or tools. Select the best suited plan for your car and yourself after researching carefully. Do not make haste judgments in case of insurance plans and policies. Read the terms and conditions carefully before signing any papers. If you need saving tips on auto insurance policies then ask a knowledgeable person or a reliable agent.

You can also use the internet services to learn more about various car insurance policies and companies. There are mainly three different types of car insurance policies – third part liability coverage plan, collision coverage plan and comprehensive coverage plan. Most car owners invest in the comprehensive coverage plan for its extensive and flexible nature. This package includes car theft coverage and accidental coverage for car owners. With the help of online insurance websites, you can buy a car insurance policy within minutes without any trouble. There are also several websites which offer individuals with various information regarding insurance policies and companies. They provide people with much needed tips about auto insurance savings and premium rates.

people with much needed tips about auto insurance savings and premium rates. Read More About This.

Great Investment Tips For The Current Recession

With many headwinds threatening to send the US back into a recession, many smart investors are focusing their portfolios on only the income generating stocks and commodities (especially precious metals) that still have room to run.

Many astute economists now admit that the hangover from the financial crisis is still playing out and while many people are panicking and losing money there are many areas of growth out there at the moment. Investors just need to look past all the doom and gloom that is out there and being written in the papers and economic journals.

The 7 best ways to protect yourself from the coming economic troubles include:

1) Focus your efforts on High quality businesses and stocks that have A-Type balance sheets and strong yields.

2) Stocks that only provide reliable dividends and have a proven track record in a weak economic environment.

3) Choosing stocks and bonds that show low debt to equities ratios and high liquid asset ratios currently. This is really companies with good balance sheets and no heavy debts lingering from the financial crisis.

4) Choosing the hard assets such as oil and gas royalties, and similar real estate investments with a long term focus on various income streams.

5) Choosing sectors and companies that have high variable costs, and low risk entries such as utilities, consumers staples and especially health care services.

6) Choosing areas such as high growth potential in the Alternative / Clean energy sectors. Or also sectors that are not heavily reliant on bullish equities markets and volatile market swings.

7) Subscribe to the free trends alert with all the latest and greatest tips for investing in a poor economy at with regular updates from some of the best investing minds and forecasters in the world.

The best thing about a weak economic environment is that good opportunities stick out like a sore thumb. You just have to be on the lookout for them. Do not think that there are limited opportunities out there at the moment. There is an era of very aggressive growth coming when the US recovers from this credit crisis hangover. The best time to ride the coat tails of this booming period is before it happens. That time is right now, when everything is cheap and flat lining.

The best bet is to never put all your eggs in one basket. There are always opportunities out there, and no one ever made lots of money but not diversifying. Investment diversification will be your friend in the next few years at the US and economic situation start to get better.

Basic Requirements Of Banking Jobs In India

The entire global economy is going through a tough phase now. A lot of people have already lost their jobs over the last couple of years and many more are living in the fear of losing their own. Quite interestingly enough, almost all the job cuts have happened in the private sector; there are very few government employees who have actually lost their jobs. Bank jobs in India are definitely better compared to the corporate jobs then it comes to job security, average salary and also annual benefits.

If you take a look at the list of Indian Banking jobs 2012, you would see that almost every banking departments has a couple of vacancies. Almost all the jobs that are featured in the list of Indian government 2012 require you to be an Indian citizen, have no criminal records and be above the age of 18 years. So, these are the basic qualities that are needed in a candidate who wants to apply for all such vacancies in India. Let us now take a look at the educational and other requirements:

Educational Qualifications

As told earlier there are a variety of different banking jobs available in the list of Indian banking jobs 2012. The educational qualifications required for different posts in India are definitely different, but in most cases you are required to be at least a graduate in order to be eligible to apply for a post. Most jobs in India would require you to go through a written examination followed by an interview process. If you get selected, you would be put on training for a stipulated period of time during which you would be eligible for a fraction of the salary and benefits offered against the post. There are some job vacancies that would require you to have technical qualifications such as a degree in engineering or a diploma in applied sciences. In almost all the cases your degree or diploma should be verifiable and should have been awarded by an UGC recognize University or institute. For graduate level teaching jobs you need to have a postgraduate degree or doctorate on the subject of your choice in order to be eligible.

Experience With The Indian Army

If you have military working experience you would be eligible for almost all posts that are featured in the list of Indian banking jobs 2012. Most banking departments have a couple of reserved seats for ex-Army professionals and as long as you have proof of your service at the Army, you would not have to worry about the age limits specified by different banking jobs in India. There are some vacancies in India that give preference to ex-Army professionals; so, if you are serving the Indian army, you might as well think of taking up another job with a govt department after retiring from the Army!

Star Wars An Epic In Space Opera Franchise

Star wars can be said as an epic in space opera franchise conceived initially by George Lucas. Star wars was released on May 25, 1977 under 20th Century Fox banner and soon became popular worldwide. Star wars films has generated a total of $4.3 billion box office revenue, making it the third-highest grossing film series. The franchise has also spawned other media starting from television series, books, comic books and video games resulting in the development of the series fictional universe.

The events developed in the star wars media take place in a fictional universe. The expanded universe and the alien creatures are depicted. Space travel is a very common thing that can be seen in the entire series. One of the most prominent element of the star wars is the Force, a form of energy that is omnipresent and can be harnessed by those who have ability to do so. The force allows the user to perform certain things that are supernatural and also amplify certain physical traits such as speed and reflexes. It is also looked as the dark side, when pursued, imbues the user with hatred and aggression leading to violence.

The series features many elements like Jedi knights, princesses and witches which are usually related to archetypes of the fantasy genre. The series feature sleek and futuristic settings, portrayed as dirty and grimy. In the early stages the concept of star wars was rejected but later the 13-page treatment written by Lucas lead to the remake of Akira Kurosawas The Hidden Fortress. Later on certain elements were added to the treatment such as the Sith, the Death Star, and a young boy as the protagonist named Annikin Starkiller, who later on became Lukes father, a wise Jedi knight. Here the force was introduced as a supernatural power.

The film became more satisfying as a self-contained film, ending with the destruction of the Empire by way of destroying the Death Star. With the success of the Star Wars, the film was elaborated as a series creating an independent film making centre. The term expanded universe is widely used and explained well in Star Wars. George Lucas retains artistic control over the Star Wars universe. The elements of the Expanded Universe has been well adopted in the film. To date, six films and three animation series have been produced for the television, with a live action series and a 3D-CGI animated series as well as Full length theatrical movie. In addition to the trilogies, several authorized films have also been produced. The Star Wars saga has also inspired many fans to create their own apocrypha set in the Star Wars galaxy.

Tips On How To Open A Bpi Bank Account

Bank of the Philippine Islands (BPI) is one of the most established banks in the Philippines. Recently, it was awarded by Finance Asia, a prestigious finance publication and magazine in Asia and the Pacific as the best cash management bank in the Philippines. Finance Asia also recognized BPI as the best trade finance bank in the country.

BPI has two subsidiary banks – BPI Family Savings Bank and BPI Direct. BPI Bank deals primarily on corporate accounts like salary account of employees. BPI Family Savings Bank is focused on individual savings accounts or for individual person who may not be an employee. While BPI Direct serves primarily on mobile, telephone and online banking.

In opening a BPI bank account, you can adhere to procedures given below and ready all requirements before going to the bank. It will be fast and easy to open a new bank account when you bring all the needed requirements so do not forget to bring it all.

1. Make sure you have all the requirements for opening a new bank account like two valid ID, billing statements, two 1×1 photo ID, and money for initial deposit.

2. Select the branch you want to open a new account. Choose the branch near your work or house so that it will be very easy and convenient for you to go whenever problem arises regarding your bank account.

3. Upon entering the bank, proceed to New Account Desk. Tell the bank officer you want to open a savings account and then fill-up all forms that will be given to you.

4. Pass all the requirements, application forms and initial deposit for your new bank account. This is the minimum initial deposit for BPI, P3,000 and P10,000 for ATM and passbook account.

5. Get your passbook or ATM card which will be normally available after 4-5 banking days. When you get your ATM card, you can activate it at ATM machines.

When opening a new bank account, prepare first all requirements and ready the money for initial deposit for your new bank account. BPI is one of the best choice in applying for a new bank account. It has numerous branches around the country so it will not be a problem which branch to select.

Making Great Money IS Part of Your Spiritual Path

Every day I run into women who have a huge “giant-size” block when it comes to making great money doing work they love doing.

They range from writers, holistic practitioners, coaches, and speakers to high powered entrepreneurs and CEO’s. They give of themselves and their gifts and yet still charge way less than adequate fees to support themselves and create freedom in their lives; freedom to relax, freedom to live a life they know they deserve, and the freedom to stop struggling and striving every day.

This past week I had the opportunity to speak with many women and it was amazing and inspiring to hear from their spirit the gifts each one have been given and at the same time it broke my heart as I listened to the disappointment and frustration each of them was faced with in earning a living, much less the 6-Figures+ living I know they can achieve. All of them making a difference in the world, yet 95% of them not able to make ends meet.

I was in this same situation not too long ago …so how did I Breakthrough to a multiple 6-figure income?

I realized: Making Great Money IS Part of my Spiritual Path!

Previously I had felt somewhere deep inside that I was doing a greater work and that money was just a trapping of the physical world. That I was somehow above it.

It wasn’t until I lost everything I owned that I discovered how spiritual making great money really is…hmmm…and once my belief around THAT changed, everything began to change.

5 Keys to Up-Leveling your Spiritual Money Mindset:

Making Great Money IS part of my Spiritual Path the Universe wants you to be abundant, stress free, and happy. Your spiritual path is not about struggle, stress, and overwhelm

Making Great Money is Grounding walk your spiritual path with well grounded feet so you can stay in the game of life at a very high level and really make a substantial difference in the world

Making Great Money is Passion expressed and Passion received as you express your purpose and your gifts to the fullest each day you are rewarded financially and living your most passionate life

Making Great Money is Exciting If you’re not making great money you’re not helping enough people. Helping thousands of people is REALLY exciting!

It’s Easier to Make Great Money than it is to Make Less It is easier to find one client and charge what you’re worth, than it is to find 100 clients and undercharge
So let me ask you…If you were fully embracing the belief that making great money IS part of your spiritual path, what would you be doing differently?

Decide & Take Action today!

Traders Insurance for small, low level or part time motor business

A reputable company that offers Traders Insurance One of the leading online Motor Trade Insurance in the UK. Experts in Motortrade Insurance industry for over 6 years and has thousands of satisfied customers. You can get Traders Insurance which is specified to your business needs. When a company professionally providing some services, companies is trying its best to provide customers their needs, whatever they want in business as security or want get backup. Now there are several companies online which are providing services of insurance for small traders also. Small means insurance for that trader’s business that are running small business or on low level. It can be in some area or their services can be limited. Also some companies which are providing services of repairing, body changing, like machine or body shop or if they are providing any other service related to motors, they can get Traders Insurance for it. Toda insurance is necessary for all kind of traders and people who have any kind of link with motors. They are doing their best to provide appropriate insurance to customers. So when you will contact with company for Traders Insurance they will provide you insurance that is shaped to your business needs. There is no need of hesitation when you are looking for Motor Trade Insurance even you have miner link with vehicles. There are some repairing shops which are providing services of tyre changing and such other services. These are the miner services in which customers have need of insurance which should be cheap. On one have customers are getting insurance against accidents and car damaging and the other hand workers are getting insurance to cover vehicle against damaging which can be due to their tyre changing. If a company is experienced and have provided insurance to others, company can easily understand the demands of customers can easily provide them Motor Trade Insurance which is according to their demands and desires. So when people are getting info about insurance, they are finding some companies or brokers who are experienced in this field and have skill to judge customers. A company which is working in this field from years, have experienced staff, they are discussing insurance with lots of people and have discussed various policies. They can also understand you better and can suggest you right Motor Trade Insurance. So now there is no need to worry when you are looking for Motortrade Insurance but you have need of miner insurance. You can get insurance for repairing and working rather than road accidents or something else. Insurance purchasing is easy from experienced companies. Only get quote and give some necessary info about business and send it to company. Company will receive your mail and will replay you as soon as possible. Even if you want communicate with specialists over Motortrade Insurance, you can contact with them on their given contact or can submit your number to discuss matter in detail about your insurance.